Company Overview Credit Repair Funding Promotion Partners Get Funded
— PHASE 2: ACCESS SMART FUNDING

The Right Capital.
Structured the Right Way.

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Book a Funding Call See All Options
$140M+ Funded
13,000+ Clients Served
10+ Years of Expertise
— DOES THIS SOUND FAMILIAR?

The Roadblocks We Eliminate

Denied by Banks

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Starved Cash Flow

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Stuck Self-Funding

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Let's Build a Way Around Them
— THREE FUNDING CATEGORIES

Find the Right Fit

A

Business Funding

Unsecured lines, term loans, and working capital to scale operations.

Explore Business Funding ↓
B

Residential Funding

DSCR, fix and flip, and portfolio loans for 1-4 unit investment properties.

Explore Residential ↓
C

Commercial Funding

Bridge, construction, and permanent financing for large-scale assets.

Explore Commercial ↓
— CATEGORY A

Business Funding

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Business Credit Card Stacking

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Business Lines of Credit

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Business Term Loans

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Working Capital & Expansion

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Equipment Financing

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Invoice Factoring

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Merchant Cash Advance

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SBA Loans (7a & 504)

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Asset-Based Business Loans

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Revenue-Based Financing

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Business funding requires 2+ years in operation and taxes current. Startups not eligible.
Book a Business Funding Call →
— CATEGORY B

Residential Funding

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FHA Loans

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VA Loans

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USDA Loans

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Jumbo Loans

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Non-QM / Bank Statement Loans

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HELOC

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Home Equity Loan

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DSCR Loans

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Bridge Loans

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Hard Money Loans

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Fix & Flip Funding

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Foreclosure Acquisition Consulting

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Residential mortgage products arranged through our network of licensed mortgage professionals.
Book a Residential Funding Call →
— CATEGORY C

Commercial & Investment Funding

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Multifamily Loans (5+ Units)

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Mixed-Use & Commercial Property

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Ground-Up Construction

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Commercial Fix & Flip

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Commercial Bridge Loans

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SBA 504 / 7(a) for Commercial

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Asset-Based Lending

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Commercial DSCR

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Portfolio Loans

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Hard Money (Commercial)

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1031 Exchange Financing

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Reverse 1031 Exchange Financing

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Equity-Based Lending

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Book a Commercial Funding Call →
— HOW IT WORKS

From Call to Funded

1

Strategy Call

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Profile Review

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Funding Strategy

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Execution & Support

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— QUESTIONS

Funding FAQs

No. P&K Consulting is a consulting firm. We consult on funding strategy and connect you with the right solutions through our network of lending partners. We are not a lender, mortgage broker, or financial advisor.
We work with established business owners with a minimum of 2 years in business. Business taxes should be current. We do not work with startup businesses at this time.
It depends on the funding type. Some products are more credit-sensitive than others. If your credit needs work first, we can start with Phase 1 — credit repair — and move into funding when your profile is ready. We will be honest with you about the best path on your call.
DSCR stands for Debt Service Coverage Ratio. It is a loan that qualifies based on the rental income a property generates — not your personal income. No tax returns or pay stubs required. It is one of the most powerful tools for real estate investors.
A 1031 exchange allows real estate investors to sell a property and roll the proceeds into a new property while deferring capital gains taxes. We consult on financing structured specifically for this strategy.
A reverse 1031 allows you to acquire the replacement property before selling your existing one — for investors who find their next deal before closing the current one.
It depends entirely on your profile, the funding type, and the deal. Business funding varies widely depending on your financial profile. Real estate funding is based on the deal structure and property. We will give you a realistic picture on your strategy call. We will give you a realistic picture on your strategy call.
It depends on the funding type and your situation. Some products require very little documentation. Others require full financials. We will walk through exactly what you need on your strategy call — no guessing required.

Let's Build Your
Funding Strategy.

Book a Funding Call
📞 (650) 899-7473 ✓ Copied
✉️ support@pandkconsulting.com ✓ Copied

Mon–Fri 9am–6pm EST